Support for You and Your Employees

Workers’ Comp Insurance in Fort Worth

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South Fwy Office:

7200 South Fwy. Fort Worth, TX 76134

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South Fwy Phone:

817-223-1886

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Hemphill Office:

4043 Hemphill St. Fort Worth, TX 76110

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Hemphill Phone:

817-952-9995

Accidents Can Happen—Be Prepared

Protect Your Business & Team the Right Way

Even safe workplaces have risk. Workers’ compensation insurance helps cover medical bills and lost wages when an employee gets hurt on the job. At VIP Insurance & Services, we help Fort Worth businesses get coverage that’s clear, compliant, and designed to protect your most valuable asset—your people.

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Required for many contracts, even though Texas doesn’t mandate it statewide.

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Helps cover injuries, lost wages, and rehabilitation expenses.

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Can shield your business from costly lawsuits.

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We help small businesses meet legal and contractual requirements.

What Workers’ Comp Covers

Accidents shouldn’t mean financial disaster. We help you build coverage that supports your team and your company.

Request a Workers’ Comp Quote Now

Medical Expenses

Covers hospital visits, surgeries, prescriptions, and ongoing treatment for job-related injuries.

Lost Wages

Provides partial income while your employee recovers and can’t work.

Employer Liability

Protects your business from lawsuits tied to workplace injuries.

2.6M

Private industry employers reported 2.6 million workplace injuries in 2022.


Source: U.S. Bureau of Labor Statistics (BLS)

$42,000

The average cost of a workers’ comp claim is over $42,000.


Source: National Council on Compensation Insurance (NCCI)

74%

74% of small businesses carry workers’ comp to stay compliant and protect employees.


Source: Small Business Trends

Coverage Questions from Fort Worth Employers

Workers’ Compensation Insurance FAQs

  • Is workers’ comp required in Texas?

    Texas does not require most private employers to carry workers’ comp, but many contractors and clients require it for contracts. It also protects you from lawsuits.

  • What does workers’ compensation cover?

    It covers medical bills, lost wages, and rehab costs for employees injured on the job. It can also include death benefits for surviving family members.

  • Can I be sued if I don’t have workers’ comp?

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  • How fast can I get coverage?

    In most cases, we can bind workers’ comp coverage quickly—often same day. Let’s talk about your needs and timeline.

  • Can I bundle workers’ comp with other coverage?

    Yes. We can help combine it with general liability or commercial packages to streamline your protection and potentially reduce your total cost.