South Fwy Office:
7200 South Fwy. Fort Worth, TX 76134
South Fwy Phone:
Hemphill Office:
4043 Hemphill St. Fort Worth, TX 76110
Hemphill Phone:
Peace of Mind for Tenants
Your Belongings Matter—We Help You Protect Them
Even if you don’t own the building, your belongings still need protection. At VIP Insurance & Services, we help Fort Worth renters get affordable coverage that fits apartment life. We’ll explain what’s covered, what’s optional, and how to avoid overpaying.
Your landlord’s policy doesn’t cover your personal items.
Renters insurance protects against fire, theft, and water damage.
It can also help cover hotel costs if your unit becomes unlivable.
Most policies also include personal liability coverage in case someone gets hurt in your home.
What Renters Insurance Covers
We’ll walk you through your options and explain the value behind every part of your policy.
Personal Property
Covers your furniture, clothes, electronics, and other belongings if they’re damaged or stolen.
Liability Protection
Pays for legal costs or medical bills if someone is hurt in your rental.
Loss of Use
Covers temporary housing and living expenses if your unit is damaged and you can’t stay there.
57%
Only 57% of U.S. renters have renters insurance, despite the low cost.
Source: Insurance Information Institute (III)
$15/month
The national average cost of renters insurance is around $15 per month.
Source: National Association of Insurance Commissioners (NAIC)
$30,000
The average renters policy provides $30,000 in personal property coverage.
Source: Insurance Information Institute (III)
Clear Answers for Fort Worth Renters
Renters Insurance FAQs
Here’s what you need to know to protect your renters with confidence: