Coverage That Keeps You Moving

Auto Insurance for Fort Worth Drivers

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South Fwy Office:

7200 South Fwy. Fort Worth, TX 76134

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South Fwy Phone:

817-223-1886

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Hemphill Office:

4043 Hemphill St. Fort Worth, TX 76110

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Hemphill Phone:

817-952-9995

Local Support for Life on the Road

Drive with Confidence—We’ve Got You Covered

At VIP Insurance & Services, we make car insurance simple. Whether you’re a first-time driver or a longtime commuter, we’ll help you get coverage that fits your needs and your budget. Our bilingual team explains your policy clearly—so you always know what’s protected.

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Texas requires minimum liability coverage, but full protection is often a smarter choice.

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Rates depend on your driving record, location, and vehicle type.

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Comprehensive & collision coverage help protect your car, not just others.

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VIP offers SR-22 filings for high-risk drivers and flexible options for all credit types.

What Auto Insurance Covers

A good policy goes beyond the basics. We help you build coverage that protects you, your vehicle, and your finances.

Contact Us to Get a Custom Auto Quote

Liability Coverage

Covers damage or injury you cause to others in an accident. Required by law in Texas.

Collision & Comprehensive

Pays for damage to your car from accidents, theft, storms, or vandalism.

Uninsured/Underinsured Motorist

Protects you if you're hit by a driver with little or no insurance.

91%

91% of U.S. drivers carry auto insurance, helping protect against major financial loss.


Source: Insurance Information Institute (III)

$1,584

The average annual auto premium in Texas is $1,584.


Source: National Association of Insurance Commissioners (NAIC)

1 in 8

About 1 in 8 drivers in the U.S. is uninsured.


Source: Insurance Research Council (IRC)

What Drivers in Fort Worth Ask Us Most

Auto Insurance FAQs

Here’s what you need to know to protect your auto with confidence:

  • What’s the minimum auto insurance required in Texas?

    Texas requires $30,000 per person/$60,000 per accident in bodily injury liability and $25,000 in property damage liability. These are often not enough for full protection.

  • What’s the difference between liability and full coverage?

    Liability pays for damage you cause to others. Full coverage includes liability plus protection for your own vehicle through collision and comprehensive insurance.

  • Can I get insurance if I don’t have a perfect driving record?

    Yes. We work with drivers of all backgrounds, including those needing SR-22 filings. Let us find a policy that works for your situation.

  • Is uninsured motorist coverage necessary?

    Yes—especially in Texas where many drivers are underinsured or uninsured. This coverage helps protect you financially if they hit your vehicle.

  • How can I lower my car insurance premium?

    Maintaining a clean record, bundling policies, choosing a higher deductible, and driving less can help lower your rate. We'll walk you through all your options.