Simple Coverage for Life’s Final Costs

Final Expense Insurance in Fort Worth

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South Fwy Office:

7200 South Fwy. Fort Worth, TX 76134

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South Fwy Phone:

817-223-1886

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Hemphill Office:

4043 Hemphill St. Fort Worth, TX 76110

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Hemphill Phone:

817-952-9995

Ease the Burden for Your Loved Ones

Affordable Life Insurance That Covers End-of-Life Costs

Final expense insurance helps your family avoid financial stress during a difficult time. At VIP Insurance & Services, we guide Fort Worth residents through straightforward plans that cover funeral expenses, medical bills, and small debts—so you can leave peace, not pressure, behind.

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Typically available in amounts from $5,000 to $25,000.

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Designed to cover burial costs, final medical bills, and personal debts.

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Easier approval process, often no medical exam required.

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Ideal for seniors or anyone without life insurance in place.

What Final Expense Insurance Covers

A small policy can make a big difference. We help you protect your family from surprise costs.

Talk to Us About Final Expense Plans

Funeral & Burial Expenses

Covers caskets, services, cemetery costs, and cremation options.

Outstanding Medical Bills

Helps cover unpaid hospital or hospice costs not covered by health insurance.

Personal Debts

Covers credit cards, utility bills, or small loans left behind.

$7,848

The national average cost of a funeral with burial is $7,848.


Source: National Funeral Directors Association (NFDA)

65%

65% of Americans don’t have enough savings to cover a $1,000 emergency.


Source: Bankrate Financial Security Index

2 in 5

2 in 5 families would struggle to pay for a loved one’s funeral without help.


Source: Life Happens (Consumer Study)

Planning Now Brings Peace Later

Final Expense Insurance FAQs

  • Who should consider final expense insurance?

    Anyone without life insurance or with limited savings. It’s especially useful for seniors who want to protect their families from unexpected costs.

  • How is it different from life insurance?

    Final expense is a type of whole life insurance designed for smaller needs—typically $5,000–$25,000. It’s easier to get and focused on end-of-life costs.

  • Do I need a medical exam to qualify?

    Often, no. Many policies offer simplified or guaranteed issue options with a few basic health questions—or none at all.

  • Can my family use the money for anything?

    Yes. Your beneficiary can use the payout however they need—funeral costs, bills, or to cover time off work.

  • Is there an age limit to apply?

    Most companies accept applicants up to age 85. We’ll help find the best fit for your age and health needs.