Lifetime Protection, Lasting Peace of Mind

Whole Life Insurance in Fort Worth

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South Fwy Office:

7200 South Fwy. Fort Worth, TX 76134

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South Fwy Phone:

817-223-1886

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Hemphill Office:

4043 Hemphill St. Fort Worth, TX 76110

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Hemphill Phone:

817-952-9995

Build Value While You Protect Loved Ones

Permanent Life Insurance That Works for You

Whole life insurance does more than protect your family—it builds value over time. At VIP Insurance & Services, we help Fort Worth individuals secure lifetime coverage that grows with them. Whether you're planning for the future or leaving a legacy, we’re here to guide you with honest, bilingual support.

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Covers you for life, not just a set number of years.

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Builds cash value you can borrow from later.

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Ideal for long-term financial planning and final expenses.

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Premiums stay level—no surprises as you age.

What Whole Life Insurance Covers

This isn’t just coverage—it’s a plan for life. Let us help you make it work for your goals.

Explore Whole Life Coverage Options

Guaranteed Lifetime Coverage

As long as you pay premiums, your policy stays active—no matter your age or health changes.

Cash Value Accumulation

Your policy builds equity over time that you can use for emergencies, loans, or other needs.

Final Expenses & Legacy

Covers funeral costs and helps you leave something behind for your loved ones.

85%

85% of people say life insurance gives peace of mind.


Source: LIMRA & Life Happens Study

$1.5 Trillion

U.S. policyholders hold over $1.5 trillion in permanent life coverage.


Source: American Council of Life Insurers (ACLI)

3 in 4

3 in 4 consumers overestimate the cost of life insurance by nearly 3x.


Source: LIMRA (2023 Insurance Barometer Study)

Understand the Long-Term Benefits

Whole Life Insurance FAQs

  • How is whole life different from term life?

    Whole life lasts your entire life and builds cash value. Term life lasts a set number of years and doesn’t accumulate savings.

  • Can I borrow money from my whole life policy?

    Yes. Your policy’s cash value can be accessed through loans or withdrawals—without needing bank approval.

  • Is whole life a good investment?

    It’s a conservative, low-risk asset that grows tax-deferred. It won’t replace a retirement plan but adds valuable stability.

  • Are premiums fixed?

    Yes. Once your whole life policy starts, premiums stay the same for the life of the policy.

  • Who should consider whole life insurance?

    Anyone planning for legacy giving, lifelong needs, or covering final expenses. It’s especially useful for families and small business owners.